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Don’t you know that a credit score of 680 is still a poor credit score? A credit score is one of the most important numbers in your life because it determines and represents your ability to pay and income is not a factor in determining your credit score. Experian, TransUnion and Equifax are the three credit bureaus that keeps your credit score information. These three credit record bureaus are using a standard credit score scale known as the FICO (Fair Isaac Co.) where the credit score ranges between 300 and 850. This is what your credit score means. Continue reading →