Credit cards have a bad rep in certain circles these days. It seems you’re always hearing from one person or another all about how evil they think they are – how they do nothing but drive people into massive debt and give them more to worry about while the credit card company makes a bundle off of interest, late fees, and other surcharges. However, for smart consumers who are responsible with credit, nothing could be further from the truth.
The truth of the matter is credit has become such a competitive industry that now credit providers are looking for more and more ways to actively court potential customers and convince them to choose their program over those offered but their competitors. This includes offering members free rewards just for being a loyal customer! It was from this concept that the now popular airlines miles credit cards were born.
Thanks to these innovative airline reward cards, consumers everywhere are not only able to more easily manage their finances, but they’re coming out ahead every month by earning free airline miles to use toward their next flight too. In some cases, they’re even earning free seating upgrades, hotel accommodations, and car rentals as well – definitely nothing to sneeze at! Here’s how you can join them and get your credit working for you today!
Pay Off Your Balance in Full Each Month
One of the first rules of making sure you (and not the credit provider) profit from your credit instead is to make sure you pay off your full balance each month. Credit issuers make their money by collecting interests on revolving balances. If you do not keep a running balance, then you won’t be charged any interest — simple as that! Budget carefully and only charge what you can really pay in full at the end of the month. Then you will have nothing on your mind except for all the free airline miles you earned just for using your card.
Keep Track of How Many Rewards Points Your Purchases Are Worth
Many airline miles credit cards allow you to earn double or even triple miles on purchases of certain types or from certain service providers. Make it your business to know what types of purchases these are and plan your spending accordingly. For instance, if your airline miles credit card gives you double miles for gas or grocery purchases, see to it that you use your card to pay for these things as opposed to other methods. You’ll have a free airline ticket in your hot little hand before you know it!
Use Your Accumulated Miles Wisely
If your miles come attached to inconveniences like blackout periods or expiration dates, make sure you stay on top of these things and keep proper track of when they’re coming up. You don’t want to waste all your hard earned miles simply because you didn’t keep track of when the miles were due to expire! Already made your flight reservations? Consider redeeming leftover air miles on seating upgrades or gift cards. Not planning on flying anywhere anytime soon? Depending on your frequent flier credit provider, you might even be able to transfer your miles to a friend or relative.
When airline miles credit cards are used wisely and carefully, they’re not only a welcome convenience when it comes to managing your daily expenses. They’re also an effective way to come out on top of the game overall. Could you find a use for unbeatable savings and free airline tickets? If the answer is yes, then you really can’t afford not to have a frequent flyer miles card in your wallet. Fill out an application online today and find out how you can make your money go much further than you ever imagined!